Harrogate District Chamber of Commerce News

Business Interruption Insurance - UPDATE

1 Apr 2020 by David Bulmer

The Business Interruption section of most policies does include a non damage denial of access extension. The cover under this type of extension is usually limited and in most cases it won't (or won't intend to) provide cover for the current situation. 

Some policy wordings might still provide scope for a claim to be made, even if the insurance company didn't intend to provide such cover. However, that will depend on the wording of the Denial of Access extension in your policy. 

All policy wordings are different, even policies issued by the same insurance company, so in the first instance, if you have any questions about this speak to your broker.