Harrogate District Chamber of Commerce News

Business Interruption Insurance.

18 Mar 2020 by Sandra Doherty

I have had a couple of calls asking about Business Interruption Insurance so I rang David Bulmer for advice.

He too is recieving calls about it so he has forwarded the following.

Business Interruption cover is intended to provide cover following physical loss or damage to your premises, caused by an insured peril e.g. storm, fire, flood and theft.


There has been a lot of poor reporting by the major news outlets suggesting that if the Government impose a shutdown then insurance will kick in. Unfortunately, they have failed to report the response from the Association of British Insurers, pointing out that the overwhelming majority of businesses will not have cover in place for the current situation.